re: SUDONUM. you're incorrect. Most insurance companies use xactimate ([www.xactware.com]) for adjusting. Allstate uses MSB, whereas traveler's, nationwide, USAA, Amica, state farm, etc use Xactimate.
www.consumerist.com/consumer/insurance/its-your-responsibility-to-get-properly-valued-homeowners-insurance-315823.php
